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What Every Veteran Should Know About Identity Theft

Over 26.5 million veterans found medical information they should go many
themselves at risk for identity theft in steps further to protect their
2006 when a federal employee's lap top information, their benefits and the
computer, containing important personal benefits for their family. Be sure to
information such as name, date of birth, install virus and anti spyware to protect
address and social security number, as information contained on your computer.
well as benefits eligibility. Another Do not conduct personal or financial
16,000 veterans were at risk when a business at work, as it puts you at risk
government contractor's lap top computer of being overheard. You may not be as
was stolen from his home. It is a common protected by the business computer
practice for the VA to contract out security system as you think you are.
certain jobs such as software support and Consider placing a "credit freeze" on
insurance billing and claims resolution your credit information. This requires
to a subcontractor. According to a the three major credit agencies to
statement issued by the Veterans contact you to "lift" the freeze before
Administration this is done in order to making any changes to or issuing any new
provide better customer service. But what credit in your name. You may take steps
happens when this "customer service puts yourself to perform the credit freeze or
the customer at risk of identity theft you may use a service such as Trusted ID.
and false claims for benefits? In this In the event your credit, personal,
the most recent incident, of a financial or benefits information appears
contractor, the contracting company, to be at risk or "stolen" you should do
Unisys Corporation offered free credit the following: dispute the information on
reports to those affected. However, free your credit report and ask the three
annual credit reports are already major credit reporting agencies of
available through the Fair Credit TransUnion, Experian and Equifax to place
Reporting Act. The Veteran's a fraud flag on your credit file. Contact
Administration also claimed that it works the credit lenders and advise them of the
closely with contractors in developing situation as stated on your credit
the "highest standards" of protection and report. Placing a fraud alert insures
security. However, it does not designate that additional steps are taken before
what systems are in place to protect a new accounts or changes to existing
veteran's information. The federal account in your name can occur. Although
employee who took home veterans everyone should review their Social
information on a laptop computer was Security Benefit information to determine
required to undergo computer security and if their benefits have been illegally
regulations training. Thousands of people used, veterans in particular should
were or may have been affected by this review both the Social Security Benefits
lack of stringent rules regarding the statement as well as their Veterans
protection of their information. And the Benefits eligibility. To order a Social
options available to them after the Security Benefits report, contact the
information may have been released were Social Security Administration office.
not comforting. They were advised to The first step for protecting veteran's
obtain their free credit report, monitor information is for government agencies
it (at an additional charge to the and contractors to take those efforts
veteran) and then to report to local law necessary to protect this information.
enforcement authorities any problems with The next step is for veteran's to do all
their credit or instances of identity that they can to keep their information
theft. Veteran's circumstances and the private. However, in the event these
effects of identity theft are unique. efforts are not effective veterans much
Many veterans are recipients of report and dispute false or incorrect
additional benefits such as education and information on their credit report or
medical that most people are not. Their other service reports. It is necessary
children may also be eligible for after reporting to the local law
specific benefits, either monetary, enforcement to contact the Veteran's
educational, home buying or medical. This Administration office as well as your
makes identity theft, an already serious State's Attorney General's office and The
problem, even more complicated. Veteran's Federal Trade Commission by calling
whether they feel their information is at 1-877-IDTHEFT (1-877-438-4338).
risk or not should be extra vigilant. In Lisa Carey is a contributing author for
addition to taking many of the steps to Identity Theft Secrets: prevention and
protect their personal, financial, and protection.




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