The Latest Email Scam Is Nothing New

Q: I recently received an email that supposedly cameasking the person to provide it through fraudulent
from eBay that said someone had attempted to logmeans, like a fake email.
into my eBay business account without authorizationWhile most people are familiar with identity theft, most
(whatever that means). The email instructed me tobusiness men and women never think about it
click a link to re-enter and confirm my accounthappening to them, at least on a professional level.
information to make sure that my account had notConsider this: if a criminal can learn your business
been hacked. Being naturally paranoid I contactedchecking account number or the number of your
eBay directly and found that my account had not beencompany credit card, they can steal far more from
hacked and that this email was actually from someoneyour business than if they had simply knocked down
trying to steal my eBay account information. Is therethe door and carted off your desk.
nothing that can be done about this kind of thing? --Here are a few ways to protect you from business
Wesley C.and personal identity theft.
A: The only thing you can do, Wesley, is be thankful? Never give out your first name, last name, business
that your paranoia kicked in because you were aboutname, email address, account passwords, credit card
to fall victim to just one of the latest attempts bynumbers, bank account information, PIN number, social
thieves to steal your personal and credit cardsecurity number, or driver?s license number.
information.? Change your online account passwords every 30
As you discovered, the email you received was notdays. Believe it or not, a hacker who steals your
from eBay, but from someone using a forged emailpersonal information can often guess your online
address that gave the impression that the email wasaccount passwords in about two minutes. If your
really from eBay. If you had clicked the link to ?re-enterCharles Schwab online account password is your
and confirm? your personal and credit card information,birthday or the name of your first born or family pet,
you would have been taken to a website thatcount on a hacker cracking that code faster than you
probably looked a lot like eBay, but was really a fakecan say ?Open Sesame.?
site created for the sole purpose of stealing your? Never provide personal information in response to an
information. You would have been instructed to enteremail or telephone call. Just because someone calls
your eBay account information and other personaland says they are from Dunn & Bradstreet and
information, including your social security number,need to confirm your business information does not
checking and savings account information, driver?smean they are really from Dunn & Bradstreet.
license number, and credit card number. In the end you? Never give your business credit card number over
would have supplied the thieves with everything theythe phone to place an order with someone who has
need to steal your identity.called you unsolicited. If you are interested in what they
The eBay scam is just the latest in a long line ofare selling get their number, check out their company,
sophisticated attempts to steal personal informationthen call them back to place the order.
through online means. Customers of PayPal, Amazon,If you think that you have become the victim of identity
Dell Computer, eTrade, Bank One, and many othertheft or think someone is trying to steal your identity or
online merchants have been the target of such scamspersonal information you should report them
in recent years.immediately to the Federal Trade Commission. You will
The shear number of eBay customers is the mainfind more information on their website at
reason that eBay has become the most popularFor more information on what to do if identity theft
target of scam artists trying to steal personalhappens to you visit
information from individuals and businesses alike.You should also remember that no reputable online
As we talked about way back in 2003, thanks to thecompany will ever ask you to log in and completely
Internet, stealing someone?s identity has never beenre-enter your account information. Think about it. They
easier. At any given moment, there are thousands ofalready have this information. Why would they ask you
Internet thieves using all manner of high tech wizardryto provide it again? The answer is: they wouldn?t.
in an attempt to steal personal and businessBe careful out there.
information from unsuspecting souls, and many timesHere?
they can gain access to this information simply by