Important Information For Veterans Regarding Identity Theft

Over 26.5 million veterans found themselves at risk foror not should be extra vigilant. In addition to taking
identity theft in 2006 when a federal employee's lapmany of the steps to protect their personal, financial,
top computer, containing important personal informationand medical information they should go many steps
such as name, date of birth, address and socialfurther to protect their information, their benefits and
security number, as well as benefits eligibility. Anotherthe benefits for their family. Be sure to install virus and
16,000 veterans were at risk when a governmentanti spyware to protect information contained on your
contractor's lap top computer was stolen from hiscomputer. Do not conduct personal or financial
home.business at work, as it puts you at risk of being
It is a common practice for the VA to contract outoverheard. You may not be as protected by the
certain jobs such as software support and insurancebusiness computer security system as you think you
billing and claims resolution to a subcontractor.are. Consider placing a "credit freeze" on your credit
According to a statement issued by the Veteransinformation. This requires the three major credit
Administration this is done in order to provide betteragencies to contact you to "lift" the freeze before
customer service. But what happens when thismaking any changes to or issuing any new credit in
"customer service puts the customer at risk of identityyour name. You may take steps yourself to perform
theft and false claims for benefits?the credit freeze or you may use a service such as
In this the most recent incident, of a contractor, theTrusted ID.
contracting company, Unisys Corporation offered freeIn the event your credit, personal, financial or benefits
credit reports to those affected. However, free annualinformation appears to be at risk or "stolen" you should
credit reports are already available through the Fairdo the following: dispute the information on your credit
Credit Reporting Act. The Veteran's Administrationreport and ask the three major credit reporting
also claimed that it works closely with contractors inagencies of TransUnion, Experian and Equifax to place
developing the "highest standards" of protection anda fraud flag on your credit file. Contact the credit
security. However, it does not designate whatlenders and advise them of the situation as stated on
systems are in place to protect a veteran'syour credit report. Placing a fraud alert insures that
information. The federal employee who took homeadditional steps are taken before new accounts or
veterans information on a laptop computer waschanges to existing account in your name can occur.
required to undergo computer security and regulationsAlthough everyone should review their Social Security
training.Benefit information to determine if their benefits have
Thousands of people were or may have beenbeen illegally used, veterans in particular should review
affected by this lack of stringent rules regarding theboth the Social Security Benefits statement as well as
protection of their information. And the options availabletheir Veterans Benefits eligibility. To order a Social
to them after the information may have been releasedSecurity Benefits report, contact the Social Security
were not comforting. They were advised to obtainAdministration office or order online.
their free credit report, monitor it (at an additionalThe first step for protecting veteran's information is for
charge to the veteran) and then to report to local lawgovernment agencies and contractors to take those
enforcement authorities any problems with their creditefforts necessary to protect this information. The next
or instances of identity theft.step is for veteran's to do all that they can to keep
Veteran's circumstances and the effects of identitytheir information private. However, in the event these
theft are unique. Many veterans are recipients ofefforts are not effective veterans much report and
additional benefits such as education and medical thatdispute false or incorrect information on their credit
most people are not. Their children may also be eligiblereport or other service reports. It is necessary after
for specific benefits, either monetary, educational,reporting to the local law enforcement to contact the
home buying or medical. This makes identity theft, anVeteran's Administration office, your State's Attorney
already serious problem, even more complicated.General's office and The Federal Trade Commission,
Veteran's whether they feel their information is at riskor visit their web site.