Security and E-Commerce Transactions

Transaction Security has been a matter of concernnetworks and opens up the gateway to several types
while you make purchases Online either for yourof risks that can be fall into the wrong hands. If you
business or your household. Small-Scale Sellers thosestore your user ids and passwords on your computer,
heavily depend on internet to operate their business,they are especially vulnerable to security breaches and
always neglect security issues. Although, they seem toeasy to steal. A meager computer security loophole
be ignorant of the fact that this Negligence may costcan open up the entrance to the password files, and
them dearer in a long run as such security issueshackers can extract and copy this information without
lessens the Customer Loyalty. The most significantyour knowledge.
aspect of operating business online is one doesWhile dealing with online sellers, the best security option
business with strangers. Very often customers haveis your common sense. Anyone can launch a
to complete transaction without exchange a singleprofessional looking e-commerce website, as it costs
word with the seller before making purchases. So heresome hundred pounds and there are millions of
things can be concluded as “First Impression Lastse-commerce solution providers operating online. So
Long”. As a seller you must not assume that allmake it sure that whenever you are dealing with any
your visitors are as loyal as you. Your lapse in securityonline seller, the company must be a reputed one. Here
issues may have a devastating impact on yourfollows some of the fundamental questions, the
business. So let’s learn some facts related toanswers to which can solve your problem:
Online Security in association with E-Commerce* Is this the e-commerce website of an established
Transactions.retailer?
People use credit cards or debit cards for purchases* Does the website have an exact street address, not
in an online store. While making such onlinejust a post box number?
transactions, your account information is transferred* Is there any facility to call customer service?
for transactional approval online. In a usual environment,* Is a return and refund policy published on the
access to such information is/should be limited towebsite?
individuals and businesses directly involved. So theIf you’ve got the positive replies to above
involved persons and organizations must ensure thequestions, they I assure you that your transaction
security of such private information. Those who stillwould be safe. Now-a-days, most of the online sellers
presume that going offline, is possible alternative todo offer Secured Check Out page. These check-out
such information theft; later or sooner they have topages are secured by SSL (Secure Sockets Layer).
use internet for such information sharing. ThisSSL is a protocol (developed by Netscape) for
compulsion is inevitable as there is substantial upsurgetransmitting private documents and information through
in use of Internet as a Digital Information Sharing Tool.the Internet. SSL uses a cryptographic system that
Online Payment Transactions can be thoroughlyuses two types of keys for data encryption - a Public
monitored, recorded, and key logged by differentKey known to everyone and a Private or Secret Key
hackers and third parties without your knowledge orknown only to the recipient. So before making any
prior consent. Immediately such private information cansuch financial transaction over internet with any
be available for other hackers and this would certainlye-commerce website, make it sure that its check out
put your business and company reputation in trouble.pages must use SSL or any such similar data
This information is transmitted across hackers’encryption software.