Top 10 Compliance Spreadsheet Risks and How to Avoid Them - PART 1

One of the biggest threats to compliance isn’t yourare three times as likely as experts to make mistakes.
employees or hackers, but a trusted tool: theFew companies, however, test for spreadsheet errors
spreadsheet. It is unstructured, untracked, andor outright fraud, preferring instead to eyeball
unsecured.  Learn to recognize top spreadsheet risksresults—often with predictable consequences. For
and what you can do to reduce them.example, one software developer may use two
Compliance experts estimate that 80 percent of15,000-cell Excel spreadsheets to project the market
enterprises use spreadsheets to support criticalfor its products, with figures rounded to whole
business functions. For example, in one Deloitte surveynumbers. Yet another user may inadvertently round
of 800 financial professionals, 88 percent said theirthe modifier for inflation down say from 1.06 to 1,
firms "use spreadsheets of material importance inconsequently resulting in a market undervaluation. Such
financial reporting." At the same time, however,an error would obviously qualify as a material
research suggests the typical spreadsheet has a 2 toweakness.
5 percent error rate.3: Manage Spreadsheet Changes
As a result, spreadsheets are one of the biggestOne solution: don’t prohibit spreadsheet use, but
compliance risks facing regulated companies. Indeed,rather identify which spreadsheets handle critical
despite their prevalent use, the life of the averagebusiness functions, and then implement controls to
spreadsheet is unstructured, untracked, insecure, andensure their integrity and accuracy, and especially to
potentially just inaccurate. Learn how to pre-emptivelyprevent fraud. For starters, apply change management
control challenges that can run afoul ofcontrols to spreadsheets, including sign-offs, a record
Sarbanes-Oxley (SOX), Basel II, or numerous otherof all changes and the rationale for every change, plus
laws which regulate the integrity of financial processes.rollback capabilities. Each spreadsheet’s business
Bet on auditors wanting to see all spreadsheetslogic must also be thoroughly vetted, as with any
relating to your company’s financial reportingapplication which handles complex business functions.
practices. Will your rows and columns pass compliance4: Beware the Orphans
muster? To help mitigate the regulatory risks posed byWhen auditing spreadsheets, pay particular attention to
spreadsheets, consider these 10 tips.the orphans: spreadsheets of unknown provenance
1: Acknowledge Spreadsheets’ Programmingwhich today still drive critical business processes. As
PowerArthur C. Clarke wrote, "any sufficiently advanced
One issue with spreadsheets is they’re simply sotechnology is indistinguishable from magic," and as
powerful.  The spreadsheet problem is largely due toanyone who’s ever inherited a spreadsheet knows,
the fact that we’ve given a programming languagesome operate if not by magic, then at least through
to a non-IT user without any developmentunintuitive logic that might take a lifetime to unravel.
environment-type oversight or safeguards. Certainly, the average business user can’t be
They’ve become the programmer, tester and theexpected to accurately keep a 50-tab Excel
user - so you’ve just lost all objectivity. Who’sworkbook current.
going to detect the errors in that spreadsheet?5: Consider Versioning Software
2: Expect ErrorsThe poster child of the spreadsheet world is Microsoft
The average spreadsheet contains a substantialExcel. Until recently, however, software to manage
number of errors Human error research indicates thatExcel in regulated environments was scant. Beginning
for things about as complex as creating awith Excel 2007, though, Microsoft itself began offering
spreadsheet formula, the error rate floor is about 2businesses a way to enforce change management,
percent to 5 percent. The reason: people tend to takeaudit controls, and versioning for Excel spreadsheets.
shortcuts when doing math, and these shortcuts oftenTogether with SharePoint Server 2007, companies
produce errors. Regarding automation, please see tipcan even manage spreadsheets centrally and offer
number eight. On a related note, spreadsheet novicesrole-based access to HTML versions of spreadsheets.