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The Essentials of Survivor Benefits

If a relative dies, you should apply for- Dependent children's social security
survivor benefits right away. Benefits arenumbers,  and  birth  certificates
usually paid from the time you apply and not
on  the  time,  the  worker  died.- Deceased worker's W-2 forms, or federal
self-employment tax return for the recent
These are the things to do in case a relativeyear
dies:
- The name of your bank and bank account
- Notify the social security agency of thenumber
beneficiary's  death
How  much  will  you  receive?
- Notify the bank of the death , to make
necessary arrangement with the agencyThe benefit amount is often based on the
regarding  the  paymentaverage lifetime earnings of the person who
died. The more the worker paid into social
- If benefits were being paid by checks,security, the greater the benefits will be.
return  the  checks  to  the  agencySurvivor benefits are calculated using the
deceased worker's basic benefit amount to get
When applying for survivor benefits, you willthe percentage, which depends on the
be required to provide information on thesurvivor's ages and relationship to the
following:worker.
- Proof  of  death  from  the funeral homeThere is a limit to the benefits that can be
paid to you and other family members each
- Your social security number and themonth. The maximum limit available to
number  of  your  relatives"survivors varies but about150 to 180 percent
of the deceased benefit amount is the maximum
- Your  birth  certificatelimit.
- Your marriage certificate, if you are aWho is entitled to receive survivor benefits?
widow  or  widower
- Widow or widower - A widow/ widower may
- Your divorced paper, if you are applyingreceive full benefits at age 65 if born
as  a  divorce  widowbefore January 1940.



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