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The Social Security Administration's Role in Your Retirement

The Social Security Administration is anthere is an even bigger increase. You can
independent agency of the US government,visit the Social Security Administration
which is responsible for administering Socialwebsite for more information regarding this
Security, an insurance program that handlesincrease  for  full  and  late  retirement.
retirement, disability, and survivors'
benefits. Its headquarters is in Woodlawn,Making the decision on when to claim your
Maryland,  known  as  the  central  office.retirement benefit may be based on a few key
factors. Are you still working? Many people
When  is  the  best time to claim retirement?who are already in the early retirement age
still choose to work. If you are still
One of the insurance services the Socialinterested in maintaining some form of
Security Administration handles is retirementgainful employment even after the age of 62,
benefits for its members. Deciding on when tothen you may want to delay claiming your
make a retirement claim may be an importantretirement benefit until that age when you
decision for some people. For many elderlymay  really  need  it.
people, their Social Security retirement
benefits will dictate what kind of lifestyleYou may also need to consider the state of
they will have on their retirement. Someyour health during the time that you would
elderly people who have not saved up enoughlike to claim your retirement benefit. If you
for a more comfortable retirement depend onsuffer from a medical condition or spend a
their social security checks to provide forlot of time in and out of the hospital, then
them  during  their  retirement  years.it may not be a very practical thing to do to
delay claiming retirement. You may even use
There are three options available for membersthis to supplement your funds for medical
in claiming retirement benefits from thesupport.
Social  Security  Administration.
Are you married, and would your spouse need
Early  Retirementfinancial support? If your spouse has not
made substantial contributions to the Social
Early retirement benefits can be claimed atSecurity Administration to ensure him/her
age 62. Many elderly people do not want tosufficient retirement benefits, you may want
wait beyond this age because of many reasons.to delay claiming yours up to the full
Some may already have a disease or sicknessretirement age to make sure that you both
that prevents them from looking forward to anhave enough money to supplement your income
older age. Some already need the monthlywhen  you  will  need  it  most.
benefit to support their monthly needs since
they have already stopped working. Some justWhatever your reasons for claiming your
do  not  see  the  point  of  waiting longer.retirement benefit, and whatever time you
decide to claim it, consult the Social
Claiming your social security retirementSecurity Administration website to get an
benefit at the age of 62 reduces the amountidea of what you are expecting. If you need
of benefits you can get by about 20% to 30%,legal advice regarding the matter, many
depending  on  when  you  were  born.lawyers specialize in that area who are
willing to give you the right advice that you
Full  and  Late  Retirementneed.
The full retirement age is 70 years old, atFor social security issues such as retirement
which point, the Social Securitybenefits, you can seek the assistance of our
Administration will give you the full benefitexperienced Los Angeles social security
you are entitled to, and even get betweenlawyers. You can log on to our website and
5.5% to 8% increase depending on when youavail of our free case analysis.
were born. If you wait until the age of 75,



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